2014 LTL to NZD Historical Review

YEARLY HIGH

0.4859 NZD

YEARLY LOW

0.4471 NZD

YEARLY AVERAGE

0.4636 NZD

2014 LTL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the LTL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.4859. Conversely, the yearly low was recorded on July 13, dropping to 0.4471.

This high-to-low spread represents a total annual volatility of 0.0388 NZD. From a start-to-finish perspective, comparing the January average rate of 0.4772 to the December average rate of 0.4594, the exchange rate registered a net change of -3.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.4859 was down 2.35% compared to the 2013 peak of 0.4976, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 2,429 NZD

2013 Average 2,347 NZD

Yearly Trough Low 2,236 NZD

Transaction Impact: A difference of 193.78 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.4800

0.4490

JanuMarcMayJulySeptNove

LTL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4679, compared to 0.4592 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0087 points.

H1 Avg (Jan–Jun) 0.4679

H2 Avg (Jul–Dec) 0.4592

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0225 NZD (High: 0.4728 / Low: 0.4503). On the other end, August was the most stable month, with a tight range of 0.0043 NZD (High: 0.4594 / Low: 0.4551).

September Spread (Volatile) ±0.0225

August Spread (Stable) ±0.0043

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0078 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0078

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.4772) against the same month in 2013 (average: 0.4601), the exchange rate shifted by +0.0171 (+3.71%).

2014 Avg (January) 0.4772

2013 Avg (January) 0.4601

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4859	0.4709	0.4772
February	0.4846	0.4736	0.4775
March	0.4773	0.4595	0.4697
April	0.4696	0.4599	0.4645
May	0.4659	0.4586	0.4624
June	0.4678	0.4489	0.4564
July	0.4574	0.4471	0.4516
August	0.4594	0.4551	0.4573
September	0.4728	0.4503	0.4590
October	0.4700	0.4630	0.4669
November	0.4689	0.4555	0.4612
December	0.4663	0.4500	0.4594