2015 LTL to NZD Historical Review

YEARLY HIGH

0.5243 NZD

YEARLY LOW

0.4332 NZD

YEARLY AVERAGE

0.4741 NZD

2015 LTL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the LTL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 7, valuing the pair at 0.5243. Conversely, the yearly low was recorded on January 18, dropping to 0.4332.

This high-to-low spread represents a total annual volatility of 0.0911 NZD. From a start-to-finish perspective, comparing the January average rate of 0.4456 to the December average rate of 0.4765, the exchange rate registered a net change of 6.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.5243 was up 7.91% compared to the 2014 peak of 0.4859, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LTL based on timing:

Yearly Peak High 2,622 NZD

2014 Average 2,318 NZD

Yearly Trough Low 2,166 NZD

Transaction Impact: A difference of 455.42 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.5273

0.4382

JanuMarcMayJulySeptNove

LTL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4550, compared to 0.4932 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0381 points.

H1 Avg (Jan–Jun) 0.4550

H2 Avg (Jul–Dec) 0.4932

Volatility Range Comparison

Volatility

The most volatile month in 2015 was May, with a trading range of 0.0387 NZD (High: 0.4806 / Low: 0.4419). On the other end, September was the most stable month, with a tight range of 0.0093 NZD (High: 0.5243 / Low: 0.5150).

May Spread (Volatile) ±0.0387

September Spread (Stable) ±0.0093

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0285 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0285

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.5199) against the same month in 2014 (average: 0.4590), the exchange rate shifted by +0.0608 (+13.25%).

2015 Avg (September) 0.5199

2014 Avg (September) 0.4590

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4621	0.4332	0.4456
February	0.4621	0.4418	0.4509
March	0.4683	0.4419	0.4554
April	0.4575	0.4408	0.4491
May	0.4806	0.4419	0.4573
June	0.4819	0.4562	0.4719
July	0.4944	0.4796	0.4869
August	0.5176	0.4867	0.4976
September	0.5243	0.5150	0.5199
October	0.5139	0.4766	0.4914
November	0.4920	0.4777	0.4866
December	0.4852	0.4696	0.4765