2014 LVL to BAM Historical Review

YEARLY HIGH

2.8215 BAM

YEARLY LOW

2.7589 BAM

YEARLY AVERAGE

2.7881 BAM

2014 LVL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the LVL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on August 14, valuing the pair at 2.8215. Conversely, the yearly low was recorded on May 4, dropping to 2.7589.

This high-to-low spread represents a total annual volatility of 0.0625 BAM. From a start-to-finish perspective, comparing the January average rate of 2.7929 to the December average rate of 2.7838, the exchange rate registered a net change of -0.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.8215 was up 0.38% compared to the 2013 peak of 2.8108, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LVL based on timing:

Yearly Peak High 14,107 BAM

2013 Average 13,951 BAM

Yearly Trough Low 13,795 BAM

Transaction Impact: A difference of 312.73 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.7970

2.7766

JanuMarcMayJulySeptNove

LVL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7865, compared to 2.7896 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0031 points.

H1 Avg (Jan–Jun) 2.7865

H2 Avg (Jul–Dec) 2.7896

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 0.0408 BAM (High: 2.7997 / Low: 2.7589). On the other end, December was the most stable month, with a tight range of 0.0108 BAM (High: 2.7916 / Low: 2.7808).

May Spread (Volatile) ±0.0408

December Spread (Stable) ±0.0108

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0165 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0165

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2014: 2.7946) against the same month in 2013 (average: 2.7850), the exchange rate shifted by +0.0097 (+0.35%).

2014 Avg (August) 2.7946

2013 Avg (August) 2.7850

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8198	2.7799	2.7929
February	2.8196	2.7789	2.7953
March	2.7927	2.7647	2.7788
April	2.7941	2.7614	2.7783
May	2.7997	2.7589	2.7789
June	2.8149	2.7822	2.7951
July	2.8135	2.7857	2.7944
August	2.8215	2.7856	2.7946
September	2.8027	2.7819	2.7875
October	2.8090	2.7778	2.7921
November	2.7927	2.7800	2.7852
December	2.7916	2.7808	2.7838