2015 LVL to BAM Historical Review

YEARLY HIGH

2.8409 BAM

YEARLY LOW

2.7598 BAM

YEARLY AVERAGE

2.7918 BAM

2015 LVL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the LVL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 7, valuing the pair at 2.8409. Conversely, the yearly low was recorded on August 24, dropping to 2.7598.

This high-to-low spread represents a total annual volatility of 0.0811 BAM. From a start-to-finish perspective, comparing the January average rate of 2.7841 to the December average rate of 2.8096, the exchange rate registered a net change of 0.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.8409 was up 0.69% compared to the 2014 peak of 2.8215, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LVL based on timing:

Yearly Peak High 14,205 BAM

2014 Average 13,940 BAM

Yearly Trough Low 13,799 BAM

Transaction Impact: A difference of 405.58 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.8137

2.7799

JanuMarcMayJulySeptNove

LVL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7838, compared to 2.7999 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0161 points.

H1 Avg (Jan–Jun) 2.7838

H2 Avg (Jul–Dec) 2.7999

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.0673 BAM (High: 2.8275 / Low: 2.7602). On the other end, February was the most stable month, with a tight range of 0.0073 BAM (High: 2.7865 / Low: 2.7792).

December Spread (Volatile) ±0.0673

February Spread (Stable) ±0.0073

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0125 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0125

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 2.7977) against the same month in 2014 (average: 2.7852), the exchange rate shifted by +0.0125 (+0.45%).

2015 Avg (November) 2.7977

2014 Avg (November) 2.7852

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7920	2.7795	2.7841
February	2.7865	2.7792	2.7829
March	2.7879	2.7776	2.7833
April	2.7876	2.7785	2.7827
May	2.7878	2.7788	2.7832
June	2.8189	2.7775	2.7867
July	2.8264	2.7950	2.8109
August	2.8207	2.7598	2.7984
September	2.8031	2.7724	2.7903
October	2.8183	2.7673	2.7924
November	2.8409	2.7771	2.7977
December	2.8275	2.7602	2.8096