2020 LYD to NAD Historical Review

YEARLY HIGH

13.4965 NAD

YEARLY LOW

10.0071 NAD

YEARLY AVERAGE

11.8752 NAD

2020 LYD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the LYD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 13.4965. Conversely, the yearly low was recorded on January 4, dropping to 10.0071.

This high-to-low spread represents a total annual volatility of 3.4894 NAD. From a start-to-finish perspective, comparing the January average rate of 10.2571 to the December average rate of 11.0619, the exchange rate registered a net change of 7.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.4965 was down 48.99% compared to the 2019 peak of 26.4567, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LYD based on timing:

Yearly Peak High 67,483 NAD

2019 Average 51,866 NAD

Yearly Trough Low 50,036 NAD

Transaction Impact: A difference of 17,446.83 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.4107

9.9704

JanuMarcMayJulySeptNove

LYD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.8144, compared to 11.9359 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1215 points.

H1 Avg (Jan–Jun) 11.8144

H2 Avg (Jul–Dec) 11.9359

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.7834 NAD (High: 12.7054 / Low: 10.9220). On the other end, July was the most stable month, with a tight range of 0.3875 NAD (High: 12.2151 / Low: 11.8276).

March Spread (Volatile) ±1.7834

July Spread (Stable) ±0.3875

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.7193 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.7193

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 13.1240) against the same month in 2019 (average: 10.1811), the exchange rate shifted by +2.9429 (+28.91%).

2020 Avg (April) 13.1240

2019 Avg (April) 10.1811

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.5196	10.0071	10.2571
February	10.9220	10.5003	10.6344
March	12.7054	10.9220	11.8391
April	13.4965	12.6572	13.1240
May	13.2226	12.2631	12.8233
June	12.4014	11.8282	12.2087
July	12.2151	11.8276	12.0323
August	12.9374	12.0000	12.6525
September	12.7383	11.8687	12.2835
October	13.2423	11.8569	12.1524
November	11.9664	11.2454	11.4331
December	11.3592	10.8141	11.0619