YEARLY HIGH
10.9311 NAD
YEARLY LOW
3.0293 NAD
YEARLY AVERAGE
3.3592 NAD

2021 LYD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the LYD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 10.9311. Conversely, the yearly low was recorded on June 7, dropping to 3.0293.

This high-to-low spread represents a total annual volatility of 7.9018 NAD. From a start-to-finish perspective, comparing the January average rate of 4.3715 to the December average rate of 3.4563, the exchange rate registered a net change of -20.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 10.9311 was down 19.01% compared to the 2020 peak of 13.4965, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LYD based on timing:

Yearly Peak High 54,656 NAD
2020 Average 59,389 NAD
Yearly Trough Low 15,147 NAD
Transaction Impact: A difference of 39,509.17 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.4994
2.9648
JanuMarcMayJulySeptNove

LYD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4097, compared to 3.3086 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1011 points.

H1 Avg (Jan–Jun) 3.4097
H2 Avg (Jul–Dec) 3.3086

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 7.5955 NAD (High: 10.9311 / Low: 3.3357). On the other end, April was the most stable month, with a tight range of 0.0940 NAD (High: 3.2481 / Low: 3.1540).

January Spread (Volatile) ±7.5955
April Spread (Stable) ±0.0940

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.0676 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.0676

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 4.3715) against the same month in 2020 (average: 10.2571), the exchange rate shifted by -5.8855 (-57.38%).

2021 Avg (January) 4.3715
2020 Avg (January) 10.2571

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 10.9311 3.3357 4.3715
February 3.3789 3.2604 3.3039
March 3.4762 3.2684 3.3331
April 3.2481 3.1540 3.2126
May 3.2263 3.0928 3.1445
June 3.1821 3.0293 3.0927
July 3.2904 3.1553 3.2213
August 3.3769 3.1707 3.2503
September 3.3289 3.1631 3.2793
October 3.3274 3.1741 3.2678
November 3.5229 3.1556 3.3769
December 3.5194 3.3718 3.4563