2020 MAD to AED Historical Review

YEARLY HIGH

0.4134 AED

YEARLY LOW

0.3566 AED

YEARLY AVERAGE

0.3873 AED

2020 MAD to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 0.4134. Conversely, the yearly low was recorded on April 6, dropping to 0.3566.

This high-to-low spread represents a total annual volatility of 0.0568 AED. From a start-to-finish perspective, comparing the January average rate of 0.3823 to the December average rate of 0.4090, the exchange rate registered a net change of 6.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4134 was up 6.28% compared to the 2019 peak of 0.3890, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,067 AED

2019 Average 1,910 AED

Yearly Trough Low 1,783 AED

Transaction Impact: A difference of 283.95 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4136

0.3579

JanuMarcMayJulySeptNove

MAD to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3760, compared to 0.3985 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0224 points.

H1 Avg (Jan–Jun) 0.3760

H2 Avg (Jul–Dec) 0.3985

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0263 AED (High: 0.3898 / Low: 0.3635). On the other end, January was the most stable month, with a tight range of 0.0031 AED (High: 0.3838 / Low: 0.3807).

March Spread (Volatile) ±0.0263

January Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0169 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0169

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.4090) against the same month in 2019 (average: 0.3817), the exchange rate shifted by +0.0272 (+7.13%).

2020 Avg (December) 0.4090

2019 Avg (December) 0.3817

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3838	0.3807	0.3823
February	0.3828	0.3771	0.3796
March	0.3898	0.3635	0.3795
April	0.3716	0.3566	0.3625
May	0.3754	0.3706	0.3729
June	0.3816	0.3756	0.3795
July	0.3941	0.3780	0.3846
August	0.4015	0.3928	0.3978
September	0.4029	0.3952	0.3983
October	0.4014	0.3966	0.3990
November	0.4052	0.3973	0.4022
December	0.4134	0.3947	0.4090