2020 MAD to ALL Historical Review

YEARLY HIGH

12.9629 ALL

YEARLY LOW

9.1144 ALL

YEARLY AVERAGE

11.4326 ALL

2020 MAD to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 10, valuing the pair at 12.9629. Conversely, the yearly low was recorded on July 19, dropping to 9.1144.

This high-to-low spread represents a total annual volatility of 3.8484 ALL. From a start-to-finish perspective, comparing the January average rate of 11.4410 to the December average rate of 11.2998, the exchange rate registered a net change of -1.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.9629 was up 11.40% compared to the 2019 peak of 11.6360, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 64,814 ALL

2019 Average 57,139 ALL

Yearly Trough Low 45,572 ALL

Transaction Impact: A difference of 19,242.18 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

11.6145

11.2466

JanuMarcMayJulySeptNove

MAD to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.4933, compared to 11.3719 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1214 points.

H1 Avg (Jan–Jun) 11.4933

H2 Avg (Jul–Dec) 11.3719

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 2.2848 ALL (High: 11.3993 / Low: 9.1144). On the other end, November was the most stable month, with a tight range of 0.0971 ALL (High: 11.5114 / Low: 11.4143).

July Spread (Volatile) ±2.2848

November Spread (Stable) ±0.0971

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1916 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1916

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 11.5658) against the same month in 2019 (average: 11.3675), the exchange rate shifted by +0.1983 (+1.74%).

2020 Avg (May) 11.5658

2019 Avg (May) 11.3675

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.5349	11.3016	11.4410
February	11.6384	11.4680	11.5685
March	11.7961	11.3973	11.5838
April	11.5733	11.2445	11.3922
May	12.9629	11.3774	11.5658
June	11.4943	11.3009	11.4082
July	11.3993	9.1144	11.2772
August	11.4676	11.2433	11.3541
September	11.4604	11.3257	11.4076
October	11.5266	11.3649	11.4474
November	11.5114	11.4143	11.4452
December	11.4173	10.9381	11.2998