2013 MAD to BAM Historical Review

YEARLY HIGH

0.1767 BAM

YEARLY LOW

0.1736 BAM

YEARLY AVERAGE

0.1753 BAM

2013 MAD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the MAD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on July 9, valuing the pair at 0.1767. Conversely, the yearly low was recorded on December 12, dropping to 0.1736.

This high-to-low spread represents a total annual volatility of 0.0031 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1754 to the December average rate of 0.1741, the exchange rate registered a net change of -0.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.1767 was down 1.44% compared to the 2012 peak of 0.1793, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 884 BAM

2012 Average 882 BAM

Yearly Trough Low 868 BAM

Transaction Impact: A difference of 15.41 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.1764

0.1739

JanuMarcMayJulySeptNove

MAD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1757, compared to 0.1748 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.1757

H2 Avg (Jul–Dec) 0.1748

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0019 BAM (High: 0.1764 / Low: 0.1744). On the other end, August was the most stable month, with a tight range of 0.0006 BAM (High: 0.1754 / Low: 0.1748).

February Spread (Volatile) ±0.0019

August Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0007 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2013: 0.1758) against the same month in 2012 (average: 0.1779), the exchange rate shifted by -0.0020 (-1.15%).

2013 Avg (July) 0.1758

2012 Avg (July) 0.1779

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1764	0.1747	0.1754
February	0.1764	0.1744	0.1752
March	0.1766	0.1759	0.1762
April	0.1766	0.1756	0.1760
May	0.1765	0.1756	0.1761
June	0.1764	0.1751	0.1756
July	0.1767	0.1751	0.1758
August	0.1754	0.1748	0.1751
September	0.1755	0.1746	0.1750
October	0.1746	0.1739	0.1743
November	0.1752	0.1743	0.1747
December	0.1747	0.1736	0.1741