2026 MAD to BAM Historical Review

YEARLY HIGH

0.1845 BAM

YEARLY LOW

0.1793 BAM

YEARLY AVERAGE

0.1819 BAM

2026 MAD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MAD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on June 20, valuing the pair at 0.1845. Conversely, the yearly low was recorded on April 14, dropping to 0.1793.

This high-to-low spread represents a total annual volatility of 0.0052 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1820 to the December average rate of 0.1822, the exchange rate registered a net change of 0.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.1845 was down 3.33% compared to the 2025 peak of 0.1908, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 922 BAM

2025 Average 928 BAM

Yearly Trough Low 896 BAM

Transaction Impact: A difference of 25.80 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.1835

0.1799

JanuMarcMayJuly

MAD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1816, compared to 0.1827 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.1816

H2 Avg (Jul–Dec) 0.1827

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0035 BAM (High: 0.1828 / Low: 0.1793). On the other end, August was the most stable month, with a tight range of 0.0006 BAM (High: 0.1827 / Low: 0.1820).

April Spread (Volatile) ±0.0035

August Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0013 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.1829) against the same month in 2025 (average: 0.1860), the exchange rate shifted by -0.0032 (-1.72%).

2026 Avg (June) 0.1829

2025 Avg (June) 0.1860

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1833	0.1804	0.1820
February	0.1813	0.1800	0.1807
March	0.1825	0.1799	0.1811
April	0.1828	0.1793	0.1802
May	0.1831	0.1805	0.1825
June	0.1845	0.1817	0.1829
July	0.1842	0.1824	0.1832
August	0.1827	0.1820	0.1822