2020 MAD to CAD Historical Review

YEARLY HIGH

0.1494 CAD

YEARLY LOW

0.1350 CAD

YEARLY AVERAGE

0.1413 CAD

2020 MAD to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 0.1494. Conversely, the yearly low was recorded on January 1, dropping to 0.1350.

This high-to-low spread represents a total annual volatility of 0.0145 CAD. From a start-to-finish perspective, comparing the January average rate of 0.1361 to the December average rate of 0.1426, the exchange rate registered a net change of 4.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1494 was up 4.71% compared to the 2019 peak of 0.1427, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 747 CAD

2019 Average 690 CAD

Yearly Trough Low 675 CAD

Transaction Impact: A difference of 72.36 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1447

0.1353

JanuMarcMayJulySeptNove

MAD to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1397, compared to 0.1429 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0032 points.

H1 Avg (Jan–Jun) 0.1397

H2 Avg (Jul–Dec) 0.1429

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0101 CAD (High: 0.1494 / Low: 0.1393). On the other end, August was the most stable month, with a tight range of 0.0021 CAD (High: 0.1444 / Low: 0.1423).

March Spread (Volatile) ±0.0101

August Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0052 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0052

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.1439) against the same month in 2019 (average: 0.1391), the exchange rate shifted by +0.0049 (+3.52%).

2020 Avg (March) 0.1439

2019 Avg (March) 0.1391

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1379	0.1350	0.1361
February	0.1396	0.1358	0.1373
March	0.1494	0.1393	0.1439
April	0.1427	0.1360	0.1387
May	0.1449	0.1397	0.1421
June	0.1413	0.1382	0.1401
July	0.1439	0.1397	0.1415
August	0.1444	0.1423	0.1434
September	0.1446	0.1419	0.1433
October	0.1448	0.1425	0.1435
November	0.1449	0.1423	0.1432
December	0.1441	0.1371	0.1426