2021 MAD to CAD Historical Review

YEARLY HIGH

0.1449 CAD

YEARLY LOW

0.1362 CAD

YEARLY AVERAGE

0.1395 CAD

2021 MAD to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 0.1449. Conversely, the yearly low was recorded on June 2, dropping to 0.1362.

This high-to-low spread represents a total annual volatility of 0.0087 CAD. From a start-to-finish perspective, comparing the January average rate of 0.1429 to the December average rate of 0.1383, the exchange rate registered a net change of -3.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1449 was down 3.06% compared to the 2020 peak of 0.1494, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 724 CAD

2020 Average 707 CAD

Yearly Trough Low 681 CAD

Transaction Impact: A difference of 43.41 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1435

0.1364

JanuMarcMayJulySeptNove

MAD to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1398, compared to 0.1391 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.1398

H2 Avg (Jul–Dec) 0.1391

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0047 CAD (High: 0.1424 / Low: 0.1377). On the other end, May was the most stable month, with a tight range of 0.0013 CAD (High: 0.1376 / Low: 0.1363).

July Spread (Volatile) ±0.0047

May Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0039 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.1429) against the same month in 2020 (average: 0.1361), the exchange rate shifted by +0.0068 (+4.99%).

2021 Avg (January) 0.1429

2020 Avg (January) 0.1361

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1449	0.1408	0.1429
February	0.1432	0.1404	0.1420
March	0.1418	0.1376	0.1396
April	0.1415	0.1374	0.1396
May	0.1376	0.1363	0.1370
June	0.1400	0.1362	0.1380
July	0.1424	0.1377	0.1399
August	0.1427	0.1389	0.1405
September	0.1426	0.1399	0.1413
October	0.1395	0.1364	0.1374
November	0.1384	0.1363	0.1373
December	0.1394	0.1362	0.1383