2012 MAD to CHF Historical Review

YEARLY HIGH

0.1099 CHF

YEARLY LOW

0.1075 CHF

YEARLY AVERAGE

0.1086 CHF

2012 MAD to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.1099. Conversely, the yearly low was recorded on February 28, dropping to 0.1075.

This high-to-low spread represents a total annual volatility of 0.0024 CHF. From a start-to-finish perspective, comparing the January average rate of 0.1089 to the December average rate of 0.1085, the exchange rate registered a net change of -0.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1099 was down 6.55% compared to the 2011 peak of 0.1176, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 549 CHF

2011 Average 548 CHF

Yearly Trough Low 537 CHF

Transaction Impact: A difference of 11.97 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1093

0.1077

JanuMarcMayJulySeptNove

MAD to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1083, compared to 0.1088 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.1083

H2 Avg (Jul–Dec) 0.1088

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0019 CHF (High: 0.1099 / Low: 0.1080). On the other end, April was the most stable month, with a tight range of 0.0006 CHF (High: 0.1081 / Low: 0.1075).

January Spread (Volatile) ±0.0019

April Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0008 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.1089) against the same month in 2011 (average: 0.1143), the exchange rate shifted by -0.0054 (-4.74%).

2012 Avg (January) 0.1089

2011 Avg (January) 0.1143

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1099	0.1080	0.1089
February	0.1085	0.1075	0.1082
March	0.1089	0.1077	0.1081
April	0.1081	0.1075	0.1078
May	0.1091	0.1077	0.1084
June	0.1093	0.1082	0.1087
July	0.1096	0.1085	0.1091
August	0.1097	0.1086	0.1090
September	0.1092	0.1085	0.1089
October	0.1093	0.1085	0.1088
November	0.1090	0.1081	0.1086
December	0.1091	0.1082	0.1085