2020 MAD to CHF Historical Review

YEARLY HIGH

0.1016 CHF

YEARLY LOW

0.0943 CHF

YEARLY AVERAGE

0.0989 CHF

2020 MAD to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.1016. Conversely, the yearly low was recorded on April 14, dropping to 0.0943.

This high-to-low spread represents a total annual volatility of 0.0073 CHF. From a start-to-finish perspective, comparing the January average rate of 0.1009 to the December average rate of 0.0989, the exchange rate registered a net change of -2.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1016 was down 4.26% compared to the 2019 peak of 0.1061, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 508 CHF

2019 Average 517 CHF

Yearly Trough Low 471 CHF

Transaction Impact: A difference of 36.49 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1015

0.0953

JanuMarcMayJulySeptNove

MAD to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0989, compared to 0.0989 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0989

H2 Avg (Jul–Dec) 0.0989

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0054 CHF (High: 0.1005 / Low: 0.0952). On the other end, October was the most stable month, with a tight range of 0.0008 CHF (High: 0.0996 / Low: 0.0988).

March Spread (Volatile) ±0.0054

October Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0031 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.1009) against the same month in 2019 (average: 0.1038), the exchange rate shifted by -0.0028 (-2.73%).

2020 Avg (January) 0.1009

2019 Avg (January) 0.1038

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1016	0.1004	0.1009
February	0.1012	0.1003	0.1008
March	0.1005	0.0952	0.0989
April	0.0982	0.0943	0.0958
May	0.0989	0.0976	0.0984
June	0.0995	0.0975	0.0984
July	0.0986	0.0973	0.0978
August	0.0998	0.0977	0.0986
September	0.1000	0.0982	0.0993
October	0.0996	0.0988	0.0991
November	0.1002	0.0986	0.0996
December	0.0997	0.0953	0.0989