2015 MAD to FJD Historical Review

YEARLY HIGH

0.2250 FJD

YEARLY LOW

0.2037 FJD

YEARLY AVERAGE

0.2143 FJD

2015 MAD to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MAD to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 6, valuing the pair at 0.2250. Conversely, the yearly low was recorded on March 19, dropping to 0.2037.

This high-to-low spread represents a total annual volatility of 0.0213 FJD. From a start-to-finish perspective, comparing the January average rate of 0.2141 to the December average rate of 0.2153, the exchange rate registered a net change of 0.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.2250 was down 2.81% compared to the 2014 peak of 0.2315, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,125 FJD

2014 Average 1,118 FJD

Yearly Trough Low 1,018 FJD

Transaction Impact: A difference of 106.48 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.2249

0.2043

JanuMarcMayJulySeptNove

MAD to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2107, compared to 0.2180 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0072 points.

H1 Avg (Jan–Jun) 0.2107

H2 Avg (Jul–Dec) 0.2180

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0091 FJD (High: 0.2187 / Low: 0.2096). On the other end, September was the most stable month, with a tight range of 0.0031 FJD (High: 0.2250 / Low: 0.2219).

January Spread (Volatile) ±0.0091

September Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0064 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0064

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.2231) against the same month in 2014 (average: 0.2191), the exchange rate shifted by +0.0041 (+1.87%).

2015 Avg (September) 0.2231

2014 Avg (September) 0.2191

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2187	0.2096	0.2141
February	0.2157	0.2114	0.2139
March	0.2119	0.2037	0.2074
April	0.2102	0.2039	0.2060
May	0.2111	0.2079	0.2095
June	0.2161	0.2113	0.2136
July	0.2179	0.2146	0.2159
August	0.2243	0.2153	0.2189
September	0.2250	0.2219	0.2231
October	0.2225	0.2154	0.2191
November	0.2174	0.2130	0.2154
December	0.2171	0.2120	0.2153