YEARLY HIGH
4.6523 GMD
YEARLY LOW
3.7702 GMD
YEARLY AVERAGE
4.0294 GMD

2013 MAD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the MAD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 29, valuing the pair at 4.6523. Conversely, the yearly low was recorded on July 10, dropping to 3.7702.

This high-to-low spread represents a total annual volatility of 0.8821 GMD. From a start-to-finish perspective, comparing the January average rate of 3.9808 to the December average rate of 4.6227, the exchange rate registered a net change of 16.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 4.6523 was up 16.18% compared to the 2012 peak of 4.0044, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 23,261 GMD
2012 Average 18,011 GMD
Yearly Trough Low 18,851 GMD
Transaction Impact: A difference of 4,410.62 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

4.6980
3.7936
JanuMarcMayJulySeptNove

MAD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9850, compared to 4.0738 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0888 points.

H1 Avg (Jan–Jun) 3.9850
H2 Avg (Jul–Dec) 4.0738

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 0.6731 GMD (High: 4.5927 / Low: 3.9196). On the other end, October was the most stable month, with a tight range of 0.0712 GMD (High: 3.9990 / Low: 3.9278).

November Spread (Volatile) ±0.6731
October Spread (Stable) ±0.0712

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.4004 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.4004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 4.6227) against the same month in 2012 (average: 3.6555), the exchange rate shifted by +0.9672 (+26.46%).

2013 Avg (December) 4.6227
2012 Avg (December) 3.6555

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.1141 3.8591 3.9808
February 4.1393 3.9206 3.9908
March 3.9561 3.8107 3.8846
April 3.9227 3.8147 3.8786
May 4.1082 3.8242 3.9061
June 4.3732 3.9548 4.2693
July 4.1989 3.7702 3.8690
August 4.1997 3.8631 3.9185
September 3.9729 3.8371 3.8981
October 3.9990 3.9278 3.9712
November 4.5927 3.9196 4.1635
December 4.6523 4.5393 4.6227