MAD to HRK Historical Rates

Analyze long-term market trends and access daily historical data for the MAD/HRK pair.

10-YEAR HIGH
0.7336 HRK
10-YEAR LOW
0.6514 HRK
10-YEAR AVERAGE
0.6951 HRK

10-Year MAD to HRK Performance & Macro Timing Review

Analysis of key historical highlights and timing insights over the past decade

Over the last 10 years, the MAD to HRK exchange rate has undergone significant macro fluctuations. The market reached its absolute decade peak on July 11, 2022, when the pair was valued at 0.7336. Conversely, the absolute lowest rate of the decade was recorded on February 3, 2018, dropping to a support floor of 0.6514.

This peak-to-trough range represents a total macro spread of 0.0822 HRK. From a long-term perspective, comparing the decade's oldest annual average of 0.6942 (in 2016) to the newest annual average of 0.7004 (in 2026), the exchange rate registered a net shift of +0.88%.

Analyzing macro structural support, the trading dynamics in the recent 5-year period averaged 0.7032, showing a variance of 0.0160 points compared to the older 5-year average of 0.6872.

10-Year Payout Timing Comparison

Value generated converting a dynamic sum of 5,000 MAD over the decade:

Decade Peak High 3,668 HRK
10-Year Average 3,476 HRK
Decade Trough Low 3,257 HRK
Macro Timing Impact: A difference of 411.19 HRK purely based on trade execution date over the last 10 years.

10-Year Macro Trend

Monthly average exchange rates over the last decade.

0.7348
0.6463
201620182020202220242026

MAD to HRK Macro Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Decade Halves Comparison

Macro Shift

The average exchange rate in the first 5 years of the decade was 0.6872, compared to 0.7032 in the recent 5 years. This shows that the rate was stronger in the recent 5 years (post-5yr baseline) by a margin of 0.0160 points.

Older 5 Yrs Avg 0.6872
Recent 5 Yrs Avg 0.7032

Annual Volatility Extremes

Volatility

The most volatile year in the decade was 2020, with a trading range of 0.0604 HRK (High: 0.7264 / Low: 0.6660). Conversely, 2026 was the most stable year, with a range of 0.0235 HRK (High: 0.7112 / Low: 0.6877).

2020 Spread (Volatile) ±0.0604
2026 Spread (Stable) ±0.0235

Decade Growth & Declines

Macro Trends

Between 2018 and 2021, the exchange rate recorded its longest consecutive growth streak of the decade, climbing for 3 straight years. Conversely, the sharpest year-over-year decline occurred between 2022 and 2023, when the average rate fell by 0.0173 points.

Longest Streak 3 Yrs.
Sharpest YoY Drop -0.0173

10-Year Historical Baseline

YoY Baseline

Comparing the decade's oldest annual average (2016: 0.6942) against the newest annual average (2026: 0.7004), the exchange rate shifted by +0.0061 (+0.88%).

2016 Baseline Avg 0.6942
2026 Current Avg 0.7004

Recent 30 Days

Live daily mid-market rates for the past month.

Date Exchange Rate
2026-07-30 0.7057
2026-07-29 0.7068
2026-07-28 0.7063
2026-07-27 0.7070
2026-07-26 0.7073
2026-07-25 0.7074
2026-07-24 0.7062
2026-07-23 0.7052
2026-07-22 0.7036
2026-07-21 0.7047
2026-07-20 0.7067
2026-07-19 0.7069
2026-07-18 0.7067
2026-07-17 0.7068
2026-07-16 0.7068
2026-07-15 0.7068
2026-07-14 0.7071
2026-07-13 0.7071
2026-07-12 0.7060
2026-07-11 0.7063
2026-07-10 0.7056
2026-07-09 0.7049
2026-07-08 0.7048
2026-07-07 0.7050
2026-07-06 0.7043
2026-07-05 0.7042
2026-07-04 0.7041
2026-07-03 0.7044
2026-07-02 0.7034
2026-07-01 0.7040
2026-06-30 0.7038

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