2017 MAD to HRK Historical Review

YEARLY HIGH

0.7125 HRK

YEARLY LOW

0.6598 HRK

YEARLY AVERAGE

0.6815 HRK

2017 MAD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the MAD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.7125. Conversely, the yearly low was recorded on August 26, dropping to 0.6598.

This high-to-low spread represents a total annual volatility of 0.0527 HRK. From a start-to-finish perspective, comparing the January average rate of 0.7040 to the December average rate of 0.6750, the exchange rate registered a net change of -4.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2017 high of 0.7125 was down 0.29% compared to the 2016 peak of 0.7145, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 3,562 HRK

2016 Average 3,471 HRK

Yearly Trough Low 3,299 HRK

Transaction Impact: A difference of 263.49 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

0.7080

0.6597

JanuMarcMayJulySeptNove

MAD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6907, compared to 0.6724 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0184 points.

H1 Avg (Jan–Jun) 0.6907

H2 Avg (Jul–Dec) 0.6724

Volatility Range Comparison

Volatility

The most volatile month in 2017 was January, with a trading range of 0.0192 HRK (High: 0.7125 / Low: 0.6933). On the other end, October was the most stable month, with a tight range of 0.0066 HRK (High: 0.6798 / Low: 0.6732).

January Spread (Volatile) ±0.0192

October Spread (Stable) ±0.0066

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0103 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0103

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2017: 0.7040) against the same month in 2016 (average: 0.7114), the exchange rate shifted by -0.0074 (-1.04%).

2017 Avg (January) 0.7040

2016 Avg (January) 0.7114

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7125	0.6933	0.7040
February	0.6984	0.6899	0.6950
March	0.6963	0.6870	0.6916
April	0.6968	0.6895	0.6935
May	0.6904	0.6777	0.6833
June	0.6801	0.6687	0.6769
July	0.6753	0.6644	0.6706
August	0.6670	0.6598	0.6637
September	0.6754	0.6635	0.6685
October	0.6798	0.6732	0.6762
November	0.6830	0.6747	0.6800
December	0.6794	0.6621	0.6750