2021 MAD to KMF Historical Review

YEARLY HIGH

259.8816 KMF

YEARLY LOW

45.1435 KMF

YEARLY AVERAGE

46.8807 KMF

2021 MAD to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 259.8816. Conversely, the yearly low was recorded on January 3, dropping to 45.1435.

This high-to-low spread represents a total annual volatility of 214.7381 KMF. From a start-to-finish perspective, comparing the January average rate of 45.4259 to the December average rate of 53.9344, the exchange rate registered a net change of 18.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 259.8816 was down 88.29% compared to the 2020 peak of 2219.3175, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 1,299,408 KMF

2020 Average 257,248 KMF

Yearly Trough Low 225,717 KMF

Transaction Impact: A difference of 1,073,690.34 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

54.7853

44.5750

JanuMarcMayJulySeptNove

MAD to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 45.8060, compared to 47.9554 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.1494 points.

H1 Avg (Jan–Jun) 45.8060

H2 Avg (Jul–Dec) 47.9554

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 213.0700 KMF (High: 259.8816 / Low: 46.8116). On the other end, July was the most stable month, with a tight range of 0.3045 KMF (High: 46.7618 / Low: 46.4574).

December Spread (Volatile) ±213.0700

July Spread (Stable) ±0.3045

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3051 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.3051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 53.9344) against the same month in 2020 (average: 115.2214), the exchange rate shifted by -61.2869 (-53.19%).

2021 Avg (December) 53.9344

2020 Avg (December) 115.2214

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	45.9595	45.1435	45.4259
February	45.7049	45.2360	45.4975
March	46.2807	45.6547	45.9537
April	46.7292	45.4122	46.1057
May	46.1736	45.3219	45.8006
June	46.6034	45.5690	46.0527
July	46.7618	46.4574	46.5857
August	46.9021	46.1883	46.5241
September	46.9739	46.5430	46.7626
October	47.0622	46.5529	46.8572
November	47.5318	46.5884	47.0686
December	259.8816	46.8116	53.9344