YEARLY HIGH
4.0699 NIO
YEARLY LOW
3.8909 NIO
YEARLY AVERAGE
3.9693 NIO

2026 MAD to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the MAD to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 4.0699. Conversely, the yearly low was recorded on March 13, dropping to 3.8909.

This high-to-low spread represents a total annual volatility of 0.1790 NIO. From a start-to-finish perspective, comparing the January average rate of 4.0119 to the December average rate of 3.9470, the exchange rate registered a net change of -1.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 4.0699 was down 0.96% compared to the 2025 peak of 4.1093, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 20,349 NIO
2025 Average 19,704 NIO
Yearly Trough Low 19,454 NIO
Transaction Impact: A difference of 895.08 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4.0257
3.9230
JanuMarcMayJuly

MAD to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9793, compared to 3.9393 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0400 points.

H1 Avg (Jan–Jun) 3.9793
H2 Avg (Jul–Dec) 3.9393

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.1331 NIO (High: 4.0240 / Low: 3.8909). On the other end, August was the most stable month, with a tight range of 0.0139 NIO (High: 3.9526 / Low: 3.9387).

March Spread (Volatile) ±0.1331
August Spread (Stable) ±0.0139

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0796 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0796

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 4.0119) against the same month in 2025 (average: 3.6645), the exchange rate shifted by +0.3473 (+9.48%).

2026 Avg (January) 4.0119
2025 Avg (January) 3.6645

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.0699 3.9712 4.0119
February 4.0481 3.9974 4.0171
March 4.0240 3.8909 3.9375
April 3.9882 3.9164 3.9596
May 4.0032 3.9681 3.9894
June 4.0016 3.9086 3.9603
July 3.9496 3.9118 3.9315
August 3.9526 3.9387 3.9470