2020 MAD to QAR Historical Review

YEARLY HIGH

0.4107 QAR

YEARLY LOW

0.3535 QAR

YEARLY AVERAGE

0.3839 QAR

2020 MAD to QAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to QAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.4107. Conversely, the yearly low was recorded on April 6, dropping to 0.3535.

This high-to-low spread represents a total annual volatility of 0.0572 QAR. From a start-to-finish perspective, comparing the January average rate of 0.3790 to the December average rate of 0.4055, the exchange rate registered a net change of 7.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4107 was up 6.52% compared to the 2019 peak of 0.3856, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,053 QAR

2019 Average 1,893 QAR

Yearly Trough Low 1,767 QAR

Transaction Impact: A difference of 286.17 QAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4101

0.3548

JanuMarcMayJulySeptNove

MAD to QAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3728, compared to 0.3950 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0223 points.

H1 Avg (Jan–Jun) 0.3728

H2 Avg (Jul–Dec) 0.3950

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0261 QAR (High: 0.3863 / Low: 0.3602). On the other end, January was the most stable month, with a tight range of 0.0031 QAR (High: 0.3804 / Low: 0.3773).

March Spread (Volatile) ±0.0261

January Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0168 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0168

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.4055) against the same month in 2019 (average: 0.3784), the exchange rate shifted by +0.0271 (+7.16%).

2020 Avg (December) 0.4055

2019 Avg (December) 0.3784

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3804	0.3773	0.3790
February	0.3794	0.3737	0.3763
March	0.3863	0.3602	0.3761
April	0.3683	0.3535	0.3594
May	0.3726	0.3673	0.3697
June	0.3782	0.3723	0.3761
July	0.3907	0.3748	0.3813
August	0.3976	0.3893	0.3945
September	0.3993	0.3918	0.3948
October	0.3979	0.3931	0.3955
November	0.4016	0.3939	0.3987
December	0.4107	0.3913	0.4055