2021 MAD to QAR Historical Review

YEARLY HIGH

0.4154 QAR

YEARLY LOW

0.3904 QAR

YEARLY AVERAGE

0.4054 QAR

2021 MAD to QAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to QAR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 0.4154. Conversely, the yearly low was recorded on December 18, dropping to 0.3904.

This high-to-low spread represents a total annual volatility of 0.0250 QAR. From a start-to-finish perspective, comparing the January average rate of 0.4090 to the December average rate of 0.3934, the exchange rate registered a net change of -3.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4154 was up 1.15% compared to the 2020 peak of 0.4107, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 2,077 QAR

2020 Average 1,920 QAR

Yearly Trough Low 1,952 QAR

Transaction Impact: A difference of 125.07 QAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4131

0.3916

JanuMarcMayJulySeptNove

MAD to QAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4082, compared to 0.4027 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0055 points.

H1 Avg (Jan–Jun) 0.4082

H2 Avg (Jul–Dec) 0.4027

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0117 QAR (High: 0.4131 / Low: 0.4014). On the other end, October was the most stable month, with a tight range of 0.0031 QAR (High: 0.4042 / Low: 0.4011).

September Spread (Volatile) ±0.0117

October Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0049 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0049

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 0.4078) against the same month in 2020 (average: 0.3945), the exchange rate shifted by +0.0134 (+3.39%).

2021 Avg (August) 0.4078

2020 Avg (August) 0.3945

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4138	0.4059	0.4090
February	0.4094	0.4043	0.4071
March	0.4075	0.4011	0.4044
April	0.4096	0.4019	0.4065
May	0.4140	0.4061	0.4113
June	0.4133	0.4084	0.4108
July	0.4152	0.4058	0.4078
August	0.4154	0.4042	0.4078
September	0.4131	0.4014	0.4071
October	0.4042	0.4011	0.4022
November	0.4019	0.3931	0.3976
December	0.3955	0.3904	0.3934