2012 MAD to SVC Historical Review

YEARLY HIGH

1.0512 SVC

YEARLY LOW

0.9646 SVC

YEARLY AVERAGE

1.0134 SVC

2012 MAD to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MAD to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 1.0512. Conversely, the yearly low was recorded on July 24, dropping to 0.9646.

This high-to-low spread represents a total annual volatility of 0.0867 SVC. From a start-to-finish perspective, comparing the January average rate of 1.0158 to the December average rate of 1.0298, the exchange rate registered a net change of 1.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0512 was down 8.12% compared to the 2011 peak of 1.1441, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 5,256 SVC

2011 Average 5,409 SVC

Yearly Trough Low 4,823 SVC

Transaction Impact: A difference of 433.27 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0432

0.9715

JanuMarcMayJulySeptNove

MAD to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0207, compared to 1.0061 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0147 points.

H1 Avg (Jan–Jun) 1.0207

H2 Avg (Jul–Dec) 1.0061

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0530 SVC (High: 1.0370 / Low: 0.9839). On the other end, October was the most stable month, with a tight range of 0.0154 SVC (High: 1.0302 / Low: 1.0149).

May Spread (Volatile) ±0.0530

October Spread (Stable) ±0.0154

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0223 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0223

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 1.0372) against the same month in 2011 (average: 1.0638), the exchange rate shifted by -0.0266 (-2.50%).

2012 Avg (February) 1.0372

2011 Avg (February) 1.0638

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0336	1.0004	1.0158
February	1.0512	1.0233	1.0372
March	1.0449	1.0249	1.0356
April	1.0436	1.0249	1.0329
May	1.0370	0.9839	1.0106
June	1.0014	0.9807	0.9923
July	1.0000	0.9646	0.9775
August	0.9971	0.9743	0.9837
September	1.0299	0.9933	1.0133
October	1.0302	1.0149	1.0208
November	1.0220	1.0034	1.0112
December	1.0411	1.0170	1.0298