2015 MAD to SVC Historical Review

YEARLY HIGH

0.9688 SVC

YEARLY LOW

0.8667 SVC

YEARLY AVERAGE

0.8975 SVC

2015 MAD to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MAD to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.9688. Conversely, the yearly low was recorded on March 17, dropping to 0.8667.

This high-to-low spread represents a total annual volatility of 0.1021 SVC. From a start-to-finish perspective, comparing the January average rate of 0.9355 to the December average rate of 0.8817, the exchange rate registered a net change of -5.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.9688 was down 10.43% compared to the 2014 peak of 1.0816, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 4,844 SVC

2014 Average 5,206 SVC

Yearly Trough Low 4,333 SVC

Transaction Impact: A difference of 510.57 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.9414

0.8708

JanuMarcMayJulySeptNove

MAD to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9034, compared to 0.8916 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0118 points.

H1 Avg (Jan–Jun) 0.9034

H2 Avg (Jul–Dec) 0.8916

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0640 SVC (High: 0.9688 / Low: 0.9048). On the other end, September was the most stable month, with a tight range of 0.0106 SVC (High: 0.9084 / Low: 0.8979).

January Spread (Volatile) ±0.0640

September Spread (Stable) ±0.0106

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0318 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0318

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.9355) against the same month in 2014 (average: 1.0631), the exchange rate shifted by -0.1275 (-12.00%).

2015 Avg (January) 0.9355

2014 Avg (January) 1.0631

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9688	0.9048	0.9355
February	0.9225	0.9117	0.9175
March	0.9156	0.8667	0.8857
April	0.8957	0.8694	0.8805
May	0.9147	0.8876	0.8981
June	0.9108	0.8888	0.9030
July	0.8982	0.8836	0.8917
August	0.9115	0.8856	0.8968
September	0.9084	0.8979	0.9014
October	0.9115	0.8862	0.9012
November	0.8896	0.8680	0.8767
December	0.8885	0.8694	0.8817