2020 MAD to UAH Historical Review

YEARLY HIGH

3.1860 UAH

YEARLY LOW

2.4610 UAH

YEARLY AVERAGE

2.8457 UAH

2020 MAD to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 3.1860. Conversely, the yearly low was recorded on January 5, dropping to 2.4610.

This high-to-low spread represents a total annual volatility of 0.7250 UAH. From a start-to-finish perspective, comparing the January average rate of 2.5156 to the December average rate of 3.1363, the exchange rate registered a net change of 24.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.1860 was up 6.69% compared to the 2019 peak of 2.9862, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 15,930 UAH

2019 Average 13,425 UAH

Yearly Trough Low 12,305 UAH

Transaction Impact: A difference of 3,624.95 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.1984

2.4536

JanuMarcMayJulySeptNove

MAD to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6590, compared to 3.0325 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3735 points.

H1 Avg (Jan–Jun) 2.6590

H2 Avg (Jul–Dec) 3.0325

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3063 UAH (High: 2.8696 / Low: 2.5633). On the other end, October was the most stable month, with a tight range of 0.0384 UAH (High: 3.0977 / Low: 3.0593).

March Spread (Volatile) ±0.3063

October Spread (Stable) ±0.0384

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0545 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0545

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 3.1363) against the same month in 2019 (average: 2.4483), the exchange rate shifted by +0.6880 (+28.10%).

2020 Avg (December) 3.1363

2019 Avg (December) 2.4483

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6103	2.4610	2.5156
February	2.6103	2.5124	2.5407
March	2.8696	2.5633	2.7372
April	2.7258	2.6425	2.6827
May	2.7438	2.6950	2.7203
June	2.7833	2.7400	2.7572
July	2.9738	2.7537	2.8620
August	3.0078	2.9583	2.9802
September	3.0612	3.0085	3.0381
October	3.0977	3.0593	3.0781
November	3.1447	3.0711	3.1001
December	3.1860	2.9939	3.1363