YEARLY HIGH
3.2102 UAH
YEARLY LOW
2.8595 UAH
YEARLY AVERAGE
3.0355 UAH

2021 MAD to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 3.2102. Conversely, the yearly low was recorded on November 11, dropping to 2.8595.

This high-to-low spread represents a total annual volatility of 0.3507 UAH. From a start-to-finish perspective, comparing the January average rate of 3.1686 to the December average rate of 2.9407, the exchange rate registered a net change of -7.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.2102 was up 0.76% compared to the 2020 peak of 3.1860, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 16,051 UAH
2020 Average 14,234 UAH
Yearly Trough Low 14,298 UAH
Transaction Impact: A difference of 1,753.67 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.1962
2.8644
JanuMarcMayJulySeptNove

MAD to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1126, compared to 2.9584 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1541 points.

H1 Avg (Jan–Jun) 3.1126
H2 Avg (Jul–Dec) 2.9584

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0886 UAH (High: 3.1586 / Low: 3.0700). On the other end, May was the most stable month, with a tight range of 0.0325 UAH (High: 3.1377 / Low: 3.1052).

April Spread (Volatile) ±0.0886
May Spread (Stable) ±0.0325

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0691 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0691

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 3.1686) against the same month in 2020 (average: 2.5156), the exchange rate shifted by +0.6529 (+25.95%).

2021 Avg (January) 3.1686
2020 Avg (January) 2.5156

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2102 3.1387 3.1686
February 3.1369 3.0863 3.1172
March 3.1302 3.0691 3.0860
April 3.1586 3.0700 3.1164
May 3.1377 3.1052 3.1172
June 3.1130 3.0500 3.0701
July 3.0681 3.0016 3.0411
August 3.0166 2.9598 2.9852
September 3.0210 2.9360 2.9803
October 2.9389 2.8982 2.9112
November 2.9397 2.8595 2.8921
December 2.9724 2.9083 2.9407