2020 MAD to VEF Historical Review

YEARLY HIGH

27967.0954 VEF

YEARLY LOW

24123.0231 VEF

YEARLY AVERAGE

26198.6113 VEF

2020 MAD to VEF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to VEF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 27967.0954. Conversely, the yearly low was recorded on April 6, dropping to 24123.0231.

This high-to-low spread represents a total annual volatility of 3844.0723 VEF. From a start-to-finish perspective, comparing the January average rate of 25863.4554 to the December average rate of 27666.4639, the exchange rate registered a net change of 6.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 27967.0954 was up 6.28% compared to the 2019 peak of 26313.7396, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 139,835,477 VEF

2019 Average 129,213,180 VEF

Yearly Trough Low 120,615,115 VEF

Transaction Impact: A difference of 19,220,361.41 VEF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

27980.6072

24210.8879

JanuMarcMayJulySeptNove

MAD to VEF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25439.8490, compared to 26957.3737 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1517.5247 points.

H1 Avg (Jan–Jun) 25439.8490

H2 Avg (Jul–Dec) 26957.3737

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1777.2559 VEF (High: 26366.6025 / Low: 24589.3466). On the other end, January was the most stable month, with a tight range of 209.5843 VEF (High: 25962.2677 / Low: 25752.6834).

March Spread (Volatile) ±1777.2559

January Spread (Stable) ±209.5843

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1146.1503 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -1146.1503

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 27666.4639) against the same month in 2019 (average: 25825.2360), the exchange rate shifted by +1841.2279 (+7.13%).

2020 Avg (December) 27666.4639

2019 Avg (December) 25825.2360

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	25962.2677	25752.6834	25863.4554
February	25894.2443	25507.1549	25680.8307
March	26366.6025	24589.3466	25671.1815
April	25138.0479	24123.0231	24525.0312
May	25399.4757	25069.3747	25227.8932
June	25811.9956	25410.8367	25670.7018
July	26661.7642	25572.1465	26020.1903
August	27160.7408	26569.8331	26914.2516
September	27252.9873	26739.4262	26944.6757
October	27157.1194	26831.8238	26989.7576
November	27411.7642	26880.2470	27208.9031
December	27967.0954	26703.7739	27666.4639