2020 MAD to VND Historical Review

YEARLY HIGH

2611.2015 VND

YEARLY LOW

2276.6212 VND

YEARLY AVERAGE

2448.0004 VND

2020 MAD to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MAD to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 2611.2015. Conversely, the yearly low was recorded on April 6, dropping to 2276.6212.

This high-to-low spread represents a total annual volatility of 334.5803 VND. From a start-to-finish perspective, comparing the January average rate of 2411.7597 to the December average rate of 2573.5292, the exchange rate registered a net change of 6.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2611.2015 was up 6.19% compared to the 2019 peak of 2459.0240, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 13,056,007 VND

2019 Average 12,074,521 VND

Yearly Trough Low 11,383,106 VND

Transaction Impact: A difference of 1,672,901.30 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2599.4270

2288.6534

JanuMarcMayJulySeptNove

MAD to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2383.2160, compared to 2512.7847 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 129.5687 points.

H1 Avg (Jan–Jun) 2383.2160

H2 Avg (Jul–Dec) 2512.7847

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 143.3851 VND (High: 2464.1583 / Low: 2320.7732). On the other end, January was the most stable month, with a tight range of 24.6079 VND (High: 2423.3410 / Low: 2398.7331).

March Spread (Volatile) ±143.3851

January Spread (Stable) ±24.6079

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 94.6043 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -94.6043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2573.5292) against the same month in 2019 (average: 2408.2341), the exchange rate shifted by +165.2952 (+6.86%).

2020 Avg (December) 2573.5292

2019 Avg (December) 2408.2341

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2423.3410	2398.7331	2411.7597
February	2419.8591	2381.0366	2400.0455
March	2464.1583	2320.7732	2409.1556
April	2377.9386	2276.6212	2314.5512
May	2383.8920	2332.3194	2364.0709
June	2424.1068	2374.9447	2399.7132
July	2487.1245	2377.9526	2423.7481
August	2549.1856	2470.6265	2509.9157
September	2555.4883	2493.0975	2515.4102
October	2540.7649	2497.8550	2517.6026
November	2558.2976	2505.5066	2536.5025
December	2611.2015	2486.6850	2573.5292