2020 MDL to GEL Historical Review

YEARLY HIGH

0.2001 GEL

YEARLY LOW

0.1561 GEL

YEARLY AVERAGE

0.1807 GEL

2020 MDL to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MDL to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 5, valuing the pair at 0.2001. Conversely, the yearly low was recorded on February 25, dropping to 0.1561.

This high-to-low spread represents a total annual volatility of 0.0440 GEL. From a start-to-finish perspective, comparing the January average rate of 0.1656 to the December average rate of 0.1916, the exchange rate registered a net change of 15.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2001 was up 16.06% compared to the 2019 peak of 0.1724, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 1,000 GEL

2019 Average 804 GEL

Yearly Trough Low 780 GEL

Transaction Impact: A difference of 219.99 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1970

0.1588

JanuMarcMayJulySeptNove

MDL to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1722, compared to 0.1893 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0171 points.

H1 Avg (Jan–Jun) 0.1722

H2 Avg (Jul–Dec) 0.1893

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0345 GEL (High: 0.1933 / Low: 0.1587). On the other end, August was the most stable month, with a tight range of 0.0034 GEL (High: 0.1884 / Low: 0.1850).

March Spread (Volatile) ±0.0345

August Spread (Stable) ±0.0034

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0037 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.1938) against the same month in 2019 (average: 0.1704), the exchange rate shifted by +0.0234 (+13.74%).

2020 Avg (November) 0.1938

2019 Avg (November) 0.1704

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1676	0.1628	0.1656
February	0.1669	0.1561	0.1620
March	0.1933	0.1587	0.1706
April	0.1793	0.1702	0.1756
May	0.1829	0.1788	0.1811
June	0.1847	0.1716	0.1780
July	0.1868	0.1774	0.1813
August	0.1884	0.1850	0.1869
September	0.1992	0.1858	0.1912
October	0.1942	0.1893	0.1907
November	0.2001	0.1903	0.1938
December	0.1937	0.1895	0.1916