YEARLY HIGH
4.5645 INR
YEARLY LOW
4.0325 INR
YEARLY AVERAGE
4.3021 INR

2020 MDL to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MDL to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 4.5645. Conversely, the yearly low was recorded on January 26, dropping to 4.0325.

This high-to-low spread represents a total annual volatility of 0.5320 INR. From a start-to-finish perspective, comparing the January average rate of 4.1025 to the December average rate of 4.2843, the exchange rate registered a net change of 4.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.5645 was up 8.27% compared to the 2019 peak of 4.2160, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 22,823 INR
2019 Average 20,099 INR
Yearly Trough Low 20,163 INR
Transaction Impact: A difference of 2,660.14 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.5520
4.0345
JanuMarcMayJulySeptNove

MDL to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.2171, compared to 4.3872 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1701 points.

H1 Avg (Jan–Jun) 4.2171
H2 Avg (Jul–Dec) 4.3872

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.2762 INR (High: 4.3501 / Low: 4.0739). On the other end, December was the most stable month, with a tight range of 0.0698 INR (High: 4.3283 / Low: 4.2585).

April Spread (Volatile) ±0.2762
December Spread (Stable) ±0.0698

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0854 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0854

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 4.5088) against the same month in 2019 (average: 4.0383), the exchange rate shifted by +0.4705 (+11.65%).

2020 Avg (August) 4.5088
2019 Avg (August) 4.0383

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.2089 4.0325 4.1025
February 4.1315 4.0350 4.0777
March 4.3205 4.1111 4.2208
April 4.3501 4.0739 4.2061
May 4.3264 4.2298 4.2798
June 4.4658 4.3106 4.4157
July 4.5291 4.3336 4.4199
August 4.5645 4.3998 4.5088
September 4.4634 4.3606 4.4234
October 4.3903 4.3203 4.3502
November 4.4064 4.2880 4.3365
December 4.3283 4.2585 4.2843