2021 MDL to MAD Historical Review

YEARLY HIGH

0.5258 MAD

YEARLY LOW

0.4932 MAD

YEARLY AVERAGE

0.5096 MAD

2021 MDL to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MDL to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.5258. Conversely, the yearly low was recorded on July 9, dropping to 0.4932.

This high-to-low spread represents a total annual volatility of 0.0326 MAD. From a start-to-finish perspective, comparing the January average rate of 0.5163 to the December average rate of 0.5220, the exchange rate registered a net change of 1.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.5258 was down 8.64% compared to the 2020 peak of 0.5755, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 2,629 MAD

2020 Average 2,754 MAD

Yearly Trough Low 2,466 MAD

Transaction Impact: A difference of 163.05 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.5244

0.4945

JanuMarcMayJulySeptNove

MDL to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5065, compared to 0.5128 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0063 points.

H1 Avg (Jan–Jun) 0.5065

H2 Avg (Jul–Dec) 0.5128

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0157 MAD (High: 0.5136 / Low: 0.4979). On the other end, November was the most stable month, with a tight range of 0.0054 MAD (High: 0.5224 / Low: 0.5170).

August Spread (Volatile) ±0.0157

November Spread (Stable) ±0.0054

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0084 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0084

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.5220) against the same month in 2020 (average: 0.5224), the exchange rate shifted by -0.0005 (-0.09%).

2021 Avg (December) 0.5220

2020 Avg (December) 0.5224

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5209	0.5116	0.5163
February	0.5198	0.5076	0.5137
March	0.5164	0.5035	0.5089
April	0.5043	0.4964	0.5005
May	0.5053	0.4969	0.5005
June	0.5034	0.4933	0.4990
July	0.5014	0.4932	0.4970
August	0.5136	0.4979	0.5076
September	0.5167	0.5061	0.5097
October	0.5243	0.5164	0.5202
November	0.5224	0.5170	0.5202
December	0.5258	0.5190	0.5220