2020 MDL to NZD Historical Review

YEARLY HIGH

0.0991 NZD

YEARLY LOW

0.0808 NZD

YEARLY AVERAGE

0.0894 NZD

2020 MDL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MDL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.0991. Conversely, the yearly low was recorded on December 30, dropping to 0.0808.

This high-to-low spread represents a total annual volatility of 0.0184 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0871 to the December average rate of 0.0820, the exchange rate registered a net change of -5.85% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0991 was up 8.47% compared to the 2019 peak of 0.0914, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 496 NZD

2019 Average 433 NZD

Yearly Trough Low 404 NZD

Transaction Impact: A difference of 91.82 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0950

0.0808

JanuMarcMayJulySeptNove

MDL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0908, compared to 0.0879 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0029 points.

H1 Avg (Jan–Jun) 0.0908

H2 Avg (Jul–Dec) 0.0879

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0083 NZD (High: 0.0991 / Low: 0.0908). On the other end, December was the most stable month, with a tight range of 0.0020 NZD (High: 0.0828 / Low: 0.0808).

March Spread (Volatile) ±0.0083

December Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0040 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0040

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0938) against the same month in 2019 (average: 0.0852), the exchange rate shifted by +0.0086 (+10.05%).

2020 Avg (March) 0.0938

2019 Avg (March) 0.0852

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0894	0.0856	0.0871
February	0.0912	0.0880	0.0891
March	0.0991	0.0908	0.0938
April	0.0940	0.0900	0.0918
May	0.0947	0.0915	0.0929
June	0.0914	0.0890	0.0904
July	0.0912	0.0885	0.0896
August	0.0928	0.0892	0.0915
September	0.0915	0.0892	0.0902
October	0.0903	0.0880	0.0891
November	0.0890	0.0824	0.0850
December	0.0828	0.0808	0.0820