2021 MDL to NZD Historical Review

YEARLY HIGH

0.0841 NZD

YEARLY LOW

0.0771 NZD

YEARLY AVERAGE

0.0802 NZD

2021 MDL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MDL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 0.0841. Conversely, the yearly low was recorded on February 24, dropping to 0.0771.

This high-to-low spread represents a total annual volatility of 0.0069 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0807 to the December average rate of 0.0831, the exchange rate registered a net change of 2.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0841 was down 15.21% compared to the 2020 peak of 0.0991, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 420 NZD

2020 Average 447 NZD

Yearly Trough Low 386 NZD

Transaction Impact: A difference of 34.63 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0836

0.0777

JanuMarcMayJulySeptNove

MDL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0792, compared to 0.0811 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.0792

H2 Avg (Jul–Dec) 0.0811

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0041 NZD (High: 0.0834 / Low: 0.0794). On the other end, December was the most stable month, with a tight range of 0.0018 NZD (High: 0.0841 / Low: 0.0823).

October Spread (Volatile) ±0.0041

December Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0014 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0831) against the same month in 2020 (average: 0.0820), the exchange rate shifted by +0.0011 (+1.40%).

2021 Avg (December) 0.0831

2020 Avg (December) 0.0820

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0818	0.0795	0.0807
February	0.0809	0.0771	0.0793
March	0.0805	0.0779	0.0792
April	0.0796	0.0774	0.0785
May	0.0791	0.0771	0.0782
June	0.0810	0.0784	0.0793
July	0.0805	0.0787	0.0795
August	0.0834	0.0796	0.0811
September	0.0827	0.0794	0.0805
October	0.0834	0.0794	0.0814
November	0.0828	0.0798	0.0811
December	0.0841	0.0823	0.0831