2012 MGA to HNL Historical Review

YEARLY HIGH

0.0092 HNL

YEARLY LOW

0.0083 HNL

YEARLY AVERAGE

0.0088 HNL

2012 MGA to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the MGA to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 4, valuing the pair at 0.0092. Conversely, the yearly low was recorded on July 24, dropping to 0.0083.

This high-to-low spread represents a total annual volatility of 0.0009 HNL. From a start-to-finish perspective, comparing the January average rate of 0.0086 to the December average rate of 0.0088, the exchange rate registered a net change of 2.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0092 was down 6.35% compared to the 2011 peak of 0.0098, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 46 HNL

2011 Average 47 HNL

Yearly Trough Low 42 HNL

Transaction Impact: A difference of 4.53 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0092

0.0084

JanuMarcMayJulySeptNove

MGA to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0089, compared to 0.0088 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0089

H2 Avg (Jul–Dec) 0.0088

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0004 HNL (High: 0.0087 / Low: 0.0083). On the other end, December was the most stable month, with a tight range of 0.0001 HNL (High: 0.0088 / Low: 0.0087).

July Spread (Volatile) ±0.0004

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0004 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 0.0091) against the same month in 2011 (average: 0.0096), the exchange rate shifted by -0.0005 (-5.25%).

2012 Avg (May) 0.0091

2011 Avg (May) 0.0096

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0087	0.0084	0.0086
February	0.0089	0.0087	0.0088
March	0.0091	0.0088	0.0089
April	0.0092	0.0090	0.0091
May	0.0092	0.0090	0.0091
June	0.0090	0.0087	0.0089
July	0.0087	0.0083	0.0085
August	0.0088	0.0084	0.0086
September	0.0090	0.0087	0.0088
October	0.0090	0.0089	0.0090
November	0.0089	0.0088	0.0088
December	0.0088	0.0087	0.0088