2016 MGA to HNL Historical Review

YEARLY HIGH

0.0078 HNL

YEARLY LOW

0.0069 HNL

YEARLY AVERAGE

0.0072 HNL

2016 MGA to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the MGA to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 0.0078. Conversely, the yearly low was recorded on December 29, dropping to 0.0069.

This high-to-low spread represents a total annual volatility of 0.0009 HNL. From a start-to-finish perspective, comparing the January average rate of 0.0070 to the December average rate of 0.0070, the exchange rate registered a net change of 0.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0078 was down 5.28% compared to the 2015 peak of 0.0082, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 39 HNL

2015 Average 35 HNL

Yearly Trough Low 34 HNL

Transaction Impact: A difference of 4.51 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0076

0.0069

JanuMarcMayJulySeptNove

MGA to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0070, compared to 0.0073 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0070

H2 Avg (Jul–Dec) 0.0073

Volatility Range Comparison

Volatility

The most volatile month in 2016 was July, with a trading range of 0.0007 HNL (High: 0.0078 / Low: 0.0071). On the other end, April was the most stable month, with a tight range of 0.0001 HNL (High: 0.0071 / Low: 0.0071).

July Spread (Volatile) ±0.0007

April Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2016: 0.0074) against the same month in 2015 (average: 0.0066), the exchange rate shifted by +0.0008 (+11.40%).

2016 Avg (July) 0.0074

2015 Avg (July) 0.0066

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0070	0.0069	0.0070
February	0.0072	0.0070	0.0071
March	0.0071	0.0070	0.0071
April	0.0071	0.0071	0.0071
May	0.0072	0.0070	0.0071
June	0.0070	0.0069	0.0070
July	0.0078	0.0071	0.0074
August	0.0077	0.0075	0.0076
September	0.0076	0.0074	0.0075
October	0.0074	0.0071	0.0072
November	0.0072	0.0070	0.0071
December	0.0071	0.0069	0.0070