2020 MGA to IRR Historical Review

YEARLY HIGH

17.1647 IRR

YEARLY LOW

10.5925 IRR

YEARLY AVERAGE

11.0748 IRR

2020 MGA to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MGA to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 17.1647. Conversely, the yearly low was recorded on November 17, dropping to 10.5925.

This high-to-low spread represents a total annual volatility of 6.5723 IRR. From a start-to-finish perspective, comparing the January average rate of 11.4400 to the December average rate of 11.0305, the exchange rate registered a net change of -3.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 17.1647 was down 0.68% compared to the 2019 peak of 17.2829, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 85,824 IRR

2019 Average 58,064 IRR

Yearly Trough Low 52,962 IRR

Transaction Impact: A difference of 32,861.39 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

11.5101

10.6685

JanuMarcMayJulySeptNove

MGA to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.2240, compared to 10.9256 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2985 points.

H1 Avg (Jan–Jun) 11.2240

H2 Avg (Jul–Dec) 10.9256

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 6.2907 IRR (High: 17.1647 / Low: 10.8741). On the other end, May was the most stable month, with a tight range of 0.1474 IRR (High: 11.1508 / Low: 11.0034).

July Spread (Volatile) ±6.2907

May Spread (Stable) ±0.1474

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1830 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1830

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 11.1559) against the same month in 2019 (average: 11.5775), the exchange rate shifted by -0.4215 (-3.64%).

2020 Avg (July) 11.1559

2019 Avg (July) 11.5775

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.6312	11.3113	11.4400
February	11.6250	11.2783	11.3684
March	11.5514	11.1691	11.3155
April	11.2280	11.0124	11.1576
May	11.1508	11.0034	11.0562
June	11.2505	10.8732	11.0066
July	17.1647	10.8741	11.1559
August	11.1124	10.9234	10.9730
September	10.9833	10.8089	10.9063
October	10.8250	10.5951	10.7490
November	11.1288	10.5925	10.7386
December	11.3185	10.7707	11.0305