2021 MGA to IRR Historical Review

YEARLY HIGH

11.3491 IRR

YEARLY LOW

10.5820 IRR

YEARLY AVERAGE

10.9467 IRR

2021 MGA to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MGA to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 8, valuing the pair at 11.3491. Conversely, the yearly low was recorded on November 22, dropping to 10.5820.

This high-to-low spread represents a total annual volatility of 0.7671 IRR. From a start-to-finish perspective, comparing the January average rate of 11.0599 to the December average rate of 10.6527, the exchange rate registered a net change of -3.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 11.3491 was down 33.88% compared to the 2020 peak of 17.1647, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 56,745 IRR

2020 Average 55,373 IRR

Yearly Trough Low 52,910 IRR

Transaction Impact: A difference of 3,835.32 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

11.2543

10.5619

JanuMarcMayJulySeptNove

MGA to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.1429, compared to 10.7506 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3923 points.

H1 Avg (Jan–Jun) 11.1429

H2 Avg (Jul–Dec) 10.7506

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.4912 IRR (High: 11.2011 / Low: 10.7099). On the other end, November was the most stable month, with a tight range of 0.0737 IRR (High: 10.6557 / Low: 10.5820).

January Spread (Volatile) ±0.4912

November Spread (Stable) ±0.0737

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1617 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1617

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 11.1912) against the same month in 2020 (average: 11.3684), the exchange rate shifted by -0.1773 (-1.56%).

2021 Avg (February) 11.1912

2020 Avg (February) 11.3684

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.2011	10.7099	11.0599
February	11.3491	11.1127	11.1912
March	11.2823	11.0661	11.1582
April	11.1927	11.0463	11.1112
May	11.2387	11.0331	11.1966
June	11.2310	10.9035	11.1401
July	11.1970	10.7276	10.9784
August	11.1223	10.7559	10.8406
September	10.8246	10.6230	10.7416
October	10.7844	10.6165	10.6707
November	10.6557	10.5820	10.6196
December	10.8173	10.5940	10.6527