2015 MGA to PEN Historical Review

YEARLY HIGH

0.0012 PEN

YEARLY LOW

0.0009 PEN

YEARLY AVERAGE

0.0010 PEN

2015 MGA to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the MGA to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0012. Conversely, the yearly low was recorded on August 2, dropping to 0.0009.

This high-to-low spread represents a total annual volatility of 0.0002 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0011 to the December average rate of 0.0011, the exchange rate registered a net change of -6.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0012 was down 7.10% compared to the 2014 peak of 0.0013, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 6 PEN

2014 Average 6 PEN

Yearly Trough Low 5 PEN

Transaction Impact: A difference of 1.14 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0011

0.0010

JanuMarcMayJulySeptNove

MGA to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0010, compared to 0.0010 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0010

H2 Avg (Jul–Dec) 0.0010

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0001 PEN (High: 0.0012 / Low: 0.0011). On the other end, April was the most stable month, with a tight range of 0.0000 PEN (High: 0.0010 / Low: 0.0010).

January Spread (Volatile) ±0.0001

April Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0000 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.0011) against the same month in 2014 (average: 0.0012), the exchange rate shifted by -0.0001 (-8.95%).

2015 Avg (January) 0.0011

2014 Avg (January) 0.0012

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0012	0.0011	0.0011
February	0.0011	0.0011	0.0011
March	0.0011	0.0010	0.0010
April	0.0010	0.0010	0.0010
May	0.0010	0.0010	0.0010
June	0.0011	0.0010	0.0010
July	0.0010	0.0009	0.0010
August	0.0010	0.0009	0.0010
September	0.0010	0.0010	0.0010
October	0.0011	0.0010	0.0010
November	0.0010	0.0010	0.0010
December	0.0011	0.0010	0.0011