YEARLY HIGH
0.0011 PEN
YEARLY LOW
0.0009 PEN
YEARLY AVERAGE
0.0010 PEN

2021 MGA to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MGA to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 24, valuing the pair at 0.0011. Conversely, the yearly low was recorded on January 2, dropping to 0.0009.

This high-to-low spread represents a total annual volatility of 0.0001 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0010 to the December average rate of 0.0010, the exchange rate registered a net change of 6.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0011 was up 10.15% compared to the 2020 peak of 0.0010, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 5 PEN
2020 Average 5 PEN
Yearly Trough Low 5 PEN
Transaction Impact: A difference of 0.72 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0011
0.0009
JanuMarcMayJulySeptNove

MGA to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0010, compared to 0.0010 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0010
H2 Avg (Jul–Dec) 0.0010

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0001 PEN (High: 0.0010 / Low: 0.0009). On the other end, September was the most stable month, with a tight range of 0.0000 PEN (High: 0.0011 / Low: 0.0010).

April Spread (Volatile) ±0.0001
September Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0000 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 0.0010) against the same month in 2020 (average: 0.0009), the exchange rate shifted by +0.0001 (+12.98%).

2021 Avg (August) 0.0010
2020 Avg (August) 0.0009

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0010 0.0009 0.0010
February 0.0010 0.0010 0.0010
March 0.0010 0.0010 0.0010
April 0.0010 0.0009 0.0010
May 0.0010 0.0010 0.0010
June 0.0011 0.0010 0.0010
July 0.0011 0.0010 0.0010
August 0.0011 0.0010 0.0010
September 0.0011 0.0010 0.0010
October 0.0010 0.0010 0.0010
November 0.0010 0.0010 0.0010
December 0.0010 0.0010 0.0010