YEARLY HIGH
0.0636 PKR
YEARLY LOW
0.0383 PKR
YEARLY AVERAGE
0.0413 PKR

2019 MGA to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the MGA to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 0.0636. Conversely, the yearly low was recorded on January 16, dropping to 0.0383.

This high-to-low spread represents a total annual volatility of 0.0253 PKR. From a start-to-finish perspective, comparing the January average rate of 0.0392 to the December average rate of 0.0432, the exchange rate registered a net change of 10.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0636 was up 58.84% compared to the 2018 peak of 0.0401, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 318 PKR
2018 Average 182 PKR
Yearly Trough Low 192 PKR
Transaction Impact: A difference of 126.67 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0443
0.0387
JanuMarcMayJulySeptNove

MGA to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0399, compared to 0.0428 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0029 points.

H1 Avg (Jan–Jun) 0.0399
H2 Avg (Jul–Dec) 0.0428

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.0217 PKR (High: 0.0636 / Low: 0.0419). On the other end, March was the most stable month, with a tight range of 0.0008 PKR (High: 0.0400 / Low: 0.0392).

December Spread (Volatile) ±0.0217
March Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0013 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 0.0432) against the same month in 2018 (average: 0.0392), the exchange rate shifted by +0.0040 (+10.30%).

2019 Avg (December) 0.0432
2018 Avg (December) 0.0392

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0401 0.0383 0.0392
February 0.0402 0.0386 0.0394
March 0.0400 0.0392 0.0395
April 0.0398 0.0388 0.0392
May 0.0415 0.0388 0.0399
June 0.0451 0.0400 0.0422
July 0.0446 0.0428 0.0438
August 0.0438 0.0425 0.0432
September 0.0422 0.0414 0.0419
October 0.0429 0.0419 0.0424
November 0.0431 0.0415 0.0422
December 0.0636 0.0419 0.0432