YEARLY HIGH
0.0648 PKR
YEARLY LOW
0.0588 PKR
YEARLY AVERAGE
0.0622 PKR

2025 MGA to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the MGA to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 2, valuing the pair at 0.0648. Conversely, the yearly low was recorded on January 10, dropping to 0.0588.

This high-to-low spread represents a total annual volatility of 0.0060 PKR. From a start-to-finish perspective, comparing the January average rate of 0.0592 to the December average rate of 0.0622, the exchange rate registered a net change of 4.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0648 was up 1.41% compared to the 2024 peak of 0.0639, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 324 PKR
2024 Average 307 PKR
Yearly Trough Low 294 PKR
Transaction Impact: A difference of 29.94 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0647
0.0587
JanuMarcMayJulySeptNove

MGA to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0610, compared to 0.0633 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.0610
H2 Avg (Jul–Dec) 0.0633

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0043 PKR (High: 0.0631 / Low: 0.0588). On the other end, November was the most stable month, with a tight range of 0.0006 PKR (High: 0.0631 / Low: 0.0625).

March Spread (Volatile) ±0.0043
November Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0007 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 0.0642) against the same month in 2024 (average: 0.0618), the exchange rate shifted by +0.0025 (+3.97%).

2025 Avg (July) 0.0642
2024 Avg (July) 0.0618

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0601 0.0588 0.0592
February 0.0599 0.0590 0.0593
March 0.0631 0.0588 0.0600
April 0.0635 0.0599 0.0615
May 0.0633 0.0617 0.0628
June 0.0646 0.0617 0.0632
July 0.0648 0.0631 0.0642
August 0.0647 0.0628 0.0640
September 0.0644 0.0629 0.0637
October 0.0637 0.0620 0.0630
November 0.0631 0.0625 0.0628
December 0.0634 0.0610 0.0622