2020 MOP to MAD Historical Review

YEARLY HIGH

1.2902 MAD

YEARLY LOW

1.1129 MAD

YEARLY AVERAGE

1.1888 MAD

2020 MOP to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MOP to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 6, valuing the pair at 1.2902. Conversely, the yearly low was recorded on December 19, dropping to 1.1129.

This high-to-low spread represents a total annual volatility of 0.1773 MAD. From a start-to-finish perspective, comparing the January average rate of 1.2000 to the December average rate of 1.1249, the exchange rate registered a net change of -6.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2902 was up 6.90% compared to the 2019 peak of 1.2069, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MOP based on timing:

Yearly Peak High 6,451 MAD

2019 Average 5,958 MAD

Yearly Trough Low 5,565 MAD

Transaction Impact: A difference of 886.33 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2841

1.1104

JanuMarcMayJulySeptNove

MOP to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2226, compared to 1.1550 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0676 points.

H1 Avg (Jan–Jun) 1.2226

H2 Avg (Jul–Dec) 1.1550

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0866 MAD (High: 1.2633 / Low: 1.1766). On the other end, January was the most stable month, with a tight range of 0.0127 MAD (High: 1.2053 / Low: 1.1926).

March Spread (Volatile) ±0.0866

January Spread (Stable) ±0.0127

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0400 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0400

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 1.2696) against the same month in 2019 (average: 1.1926), the exchange rate shifted by +0.0771 (+6.46%).

2020 Avg (April) 1.2696

2019 Avg (April) 1.1926

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2053	1.1926	1.2000
February	1.2169	1.1961	1.2084
March	1.2633	1.1766	1.2113
April	1.2902	1.2381	1.2696
May	1.2417	1.2255	1.2340
June	1.2253	1.2055	1.2126
July	1.2164	1.1671	1.1964
August	1.1724	1.1470	1.1564
September	1.1639	1.1427	1.1553
October	1.1604	1.1460	1.1534
November	1.1577	1.1356	1.1437
December	1.1652	1.1129	1.1249