YEARLY HIGH
17.8779 UAH
YEARLY LOW
15.3000 UAH
YEARLY AVERAGE
16.5110 UAH

2021 BAM to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 17.8779. Conversely, the yearly low was recorded on November 11, dropping to 15.3000.

This high-to-low spread represents a total annual volatility of 2.5779 UAH. From a start-to-finish perspective, comparing the January average rate of 17.5628 to the December average rate of 15.7292, the exchange rate registered a net change of -10.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 17.8779 was up 0.53% compared to the 2020 peak of 17.7831, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 89,389 UAH
2020 Average 78,802 UAH
Yearly Trough Low 76,500 UAH
Transaction Impact: A difference of 12,889.61 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

17.7740
15.2397
JanuMarcMayJulySeptNove

BAM to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 17.1083, compared to 15.9137 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 1.1946 points.

H1 Avg (JanтАУJun) 17.1083
H2 Avg (JulтАУDec) 15.9137

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.6058 UAH (High: 16.3511 / Low: 15.7453). On the other end, May was the most stable month, with a tight range of 0.2298 UAH (High: 17.2588 / Low: 17.0290).

September Spread (Volatile) ┬▒0.6058
May Spread (Stable) ┬▒0.2298

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.4555 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.4555

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 17.5628) against the same month in 2020 (average: 13.7207), the exchange rate shifted by +3.8421 (+28.00%).

2021 Avg (January) 17.5628
2020 Avg (January) 13.7207

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 17.8779 17.3947 17.5628
February 17.3836 17.0036 17.2338
March 17.2497 16.7039 16.9093
April 17.2857 16.7048 17.0393
May 17.2588 17.0290 17.1350
June 17.1478 16.5670 16.7696
July 16.7102 16.2022 16.4486
August 16.3273 15.9165 16.1145
September 16.3511 15.7453 16.0973
October 15.7716 15.5292 15.6418
November 15.7523 15.3000 15.4509
December 15.8214 15.5171 15.7292