2021 BAM to UAH Historical Review

YEARLY HIGH

17.8779 UAH

YEARLY LOW

15.3000 UAH

YEARLY AVERAGE

16.5110 UAH

2021 BAM to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 17.8779. Conversely, the yearly low was recorded on November 11, dropping to 15.3000.

This high-to-low spread represents a total annual volatility of 2.5779 UAH. From a start-to-finish perspective, comparing the January average rate of 17.5628 to the December average rate of 15.7292, the exchange rate registered a net change of -10.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 17.8779 was up 0.53% compared to the 2020 peak of 17.7831, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 89,389 UAH

2020 Average 78,802 UAH

Yearly Trough Low 76,500 UAH

Transaction Impact: A difference of 12,889.61 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

17.7740

15.2397

JanuMarcMayJulySeptNove

BAM to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.1083, compared to 15.9137 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.1946 points.

H1 Avg (Jan–Jun) 17.1083

H2 Avg (Jul–Dec) 15.9137

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.6058 UAH (High: 16.3511 / Low: 15.7453). On the other end, May was the most stable month, with a tight range of 0.2298 UAH (High: 17.2588 / Low: 17.0290).

September Spread (Volatile) ±0.6058

May Spread (Stable) ±0.2298

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.4555 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4555

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 17.5628) against the same month in 2020 (average: 13.7207), the exchange rate shifted by +3.8421 (+28.00%).

2021 Avg (January) 17.5628

2020 Avg (January) 13.7207

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.8779	17.3947	17.5628
February	17.3836	17.0036	17.2338
March	17.2497	16.7039	16.9093
April	17.2857	16.7048	17.0393
May	17.2588	17.0290	17.1350
June	17.1478	16.5670	16.7696
July	16.7102	16.2022	16.4486
August	16.3273	15.9165	16.1145
September	16.3511	15.7453	16.0973
October	15.7716	15.5292	15.6418
November	15.7523	15.3000	15.4509
December	15.8214	15.5171	15.7292