YEARLY HIGH
17.7831 UAH
YEARLY LOW
13.4681 UAH
YEARLY AVERAGE
15.7533 UAH

2020 BAM to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 17.7831. Conversely, the yearly low was recorded on January 5, dropping to 13.4681.

This high-to-low spread represents a total annual volatility of 4.3151 UAH. From a start-to-finish perspective, comparing the January average rate of 13.7207 to the December average rate of 17.5290, the exchange rate registered a net change of 27.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 17.7831 was up 6.65% compared to the 2019 peak of 16.6737, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 88,916 UAH
2019 Average 73,929 UAH
Yearly Trough Low 67,340 UAH
Transaction Impact: A difference of 21,575.25 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

17.9105
13.3325
JanuMarcMayJulySeptNove

BAM to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.6350, compared to 16.8715 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.2366 points.

H1 Avg (Jan–Jun) 14.6350
H2 Avg (Jul–Dec) 16.8715

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.0567 UAH (High: 15.8846 / Low: 13.8279). On the other end, October was the most stable month, with a tight range of 0.1796 UAH (High: 17.1511 / Low: 16.9715).

March Spread (Volatile) ±2.0567
October Spread (Stable) ±0.1796

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1623 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.1623

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 17.5290) against the same month in 2019 (average: 13.3817), the exchange rate shifted by +4.1473 (+30.99%).

2020 Avg (December) 17.5290
2019 Avg (December) 13.3817

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 14.1377 13.4681 13.7207
February 14.1571 13.5086 13.7140
March 15.8846 13.8279 14.9871
April 15.4916 14.9512 15.0972
May 15.2832 14.6861 14.9349
June 15.4879 15.2205 15.3558
July 16.7989 15.3541 15.9891
August 16.7989 16.5110 16.6349
September 17.0960 16.7310 16.8970
October 17.1511 16.9715 17.0486
November 17.4653 16.9562 17.1306
December 17.7831 17.2515 17.5290