YEARLY HIGH
25.5193 UAH
YEARLY LOW
21.7334 UAH
YEARLY AVERAGE
24.0743 UAH

2025 BAM to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BAM to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 25.5193. Conversely, the yearly low was recorded on February 3, dropping to 21.7334.

This high-to-low spread represents a total annual volatility of 3.7858 UAH. From a start-to-finish perspective, comparing the January average rate of 22.2980 to the December average rate of 25.2844, the exchange rate registered a net change of 13.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 25.5193 was up 7.65% compared to the 2024 peak of 23.7051, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 127,596 UAH
2024 Average 111,161 UAH
Yearly Trough Low 108,667 UAH
Transaction Impact: A difference of 18,929.19 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

25.5964
21.8524
JanuMarcMayJulySeptNove

BAM to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 23.2530, compared to 24.8955 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.6425 points.

H1 Avg (Jan–Jun) 23.2530
H2 Avg (Jul–Dec) 24.8955

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 1.6351 UAH (High: 24.4284 / Low: 22.7933). On the other end, November was the most stable month, with a tight range of 0.3606 UAH (High: 25.0770 / Low: 24.7164).

April Spread (Volatile) ±1.6351
November Spread (Stable) ±0.3606

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.3373 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.3373

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 25.2844) against the same month in 2024 (average: 22.3851), the exchange rate shifted by +2.8993 (+12.95%).

2025 Avg (December) 25.2844
2024 Avg (December) 22.3851

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 22.5710 22.0967 22.2980
February 22.3619 21.7334 22.1644
March 23.2169 22.0411 22.8867
April 24.4284 22.7933 23.7091
May 24.2364 23.5346 23.9672
June 25.0493 23.9589 24.4926
July 25.2717 24.3994 24.9826
August 24.8732 24.3916 24.6453
September 24.9737 24.5972 24.7653
October 25.0799 24.5450 24.8024
November 25.0770 24.7164 24.8931
December 25.5193 24.9991 25.2844