YEARLY HIGH
48.3410 PHP
YEARLY LOW
45.4812 PHP
YEARLY AVERAGE
47.0183 PHP

2026 BND to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BND to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 48.3410. Conversely, the yearly low was recorded on February 25, dropping to 45.4812.

This high-to-low spread represents a total annual volatility of 2.8597 PHP. From a start-to-finish perspective, comparing the January average rate of 46.1783 to the December average rate of 47.7068, the exchange rate registered a net change of 3.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 48.3410 was up 5.35% compared to the 2025 peak of 45.8879, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BND based on timing:

Yearly Peak High 241,705 PHP
2025 Average 220,003 PHP
Yearly Trough Low 227,406 PHP
Transaction Impact: A difference of 14,298.63 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

48.3156
45.7046
JanuMarcMayJuly

BND to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 46.9036, compared to 47.7068 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 0.8032 points.

H1 Avg (JanтАУJun) 46.9036
H2 Avg (JulтАУDec) 47.7068

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 1.6524 PHP (High: 48.2619 / Low: 46.6095). On the other end, May was the most stable month, with a tight range of 0.0986 PHP (High: 48.1237 / Low: 48.0251).

April Spread (Volatile) ┬▒1.6524
May Spread (Stable) ┬▒0.0986

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.5815 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.5815

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 47.5166) against the same month in 2025 (average: 43.9057), the exchange rate shifted by +3.6108 (+8.22%).

2026 Avg (June) 47.5166
2025 Avg (June) 43.9057

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

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Month High Low Average
January 46.6800 45.6687 46.1783
February 46.4604 45.4812 45.9222
March 47.1598 45.6744 46.5750
April 48.2619 46.6095 47.1316
May 48.1237 48.0251 48.0980
June 48.3410 46.9707 47.5166
July 47.9194 47.5078 47.7068