YEARLY HIGH
3777.8103 VND
YEARLY LOW
3378.0625 VND
YEARLY AVERAGE
3604.7561 VND

2021 HRK to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 3777.8103. Conversely, the yearly low was recorded on November 24, dropping to 3378.0625.

This high-to-low spread represents a total annual volatility of 399.7478 VND. From a start-to-finish perspective, comparing the January average rate of 3716.9948 to the December average rate of 3444.2393, the exchange rate registered a net change of -7.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 3777.8103 was up 0.10% compared to the 2020 peak of 3774.0327, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 18,889,052 VND
2020 Average 17,582,584 VND
Yearly Trough Low 16,890,312 VND
Transaction Impact: A difference of 1,998,739.12 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3749.0660
3412.8353
JanuMarcMayJulySeptNove

HRK to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 3677.6583, compared to 3531.8539 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the first half (JanтАУJun) by a margin of 145.8044 points.

H1 Avg (JanтАУJun) 3677.6583
H2 Avg (JulтАУDec) 3531.8539

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 141.5838 VND (High: 3699.1289 / Low: 3557.5451). On the other end, October was the most stable month, with a tight range of 46.4041 VND (High: 3543.0433 / Low: 3496.6392).

April Spread (Volatile) ┬▒141.5838
October Spread (Stable) ┬▒46.4041

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 74.6312 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -74.6312

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 3716.9948) against the same month in 2020 (average: 3456.3839), the exchange rate shifted by +260.6109 (+7.54%).

2021 Avg (January) 3716.9948
2020 Avg (January) 3456.3839

рдорд╛рд╕рд┐рдХ рд╡рд┐рд╢реНрд▓реЗрд╖рдг

рдкреНрд░рддреНрдпреЗрдХ рдХреЕрд▓реЗрдВрдбрд░ рдорд╣рд┐рдиреНрдпрд╛рд╕рд╛рдареА рд╕рд╛рдВрдЦреНрдпрд┐рдХреАрдп рд╕рд╛рд░рд╛рдВрд╢.

Month High Low Average
January 3777.8103 3683.3807 3716.9948
February 3714.8622 3634.9815 3675.2350
March 3662.9179 3575.7086 3618.1298
April 3699.1289 3557.5451 3640.2686
May 3758.8457 3674.0926 3721.0468
June 3751.2092 3650.6323 3694.2749
July 3648.4354 3590.5356 3624.7810
August 3647.2248 3555.6321 3587.9509
September 3613.6312 3515.4872 3577.8120
October 3543.0433 3496.6392 3515.4857
November 3508.4143 3378.0625 3440.8545
December 3466.1765 3405.6354 3444.2393