2021 HRK to VND Historical Review

YEARLY HIGH

3777.8103 VND

YEARLY LOW

3378.0625 VND

YEARLY AVERAGE

3604.7561 VND

2021 HRK to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 3777.8103. Conversely, the yearly low was recorded on November 24, dropping to 3378.0625.

This high-to-low spread represents a total annual volatility of 399.7478 VND. From a start-to-finish perspective, comparing the January average rate of 3716.9948 to the December average rate of 3444.2393, the exchange rate registered a net change of -7.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 3777.8103 was up 0.10% compared to the 2020 peak of 3774.0327, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 18,889,052 VND

2020 Average 17,582,584 VND

Yearly Trough Low 16,890,312 VND

Transaction Impact: A difference of 1,998,739.12 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3749.0660

3412.8353

JanuMarcMayJulySeptNove

HRK to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3677.6583, compared to 3531.8539 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 145.8044 points.

H1 Avg (Jan–Jun) 3677.6583

H2 Avg (Jul–Dec) 3531.8539

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 141.5838 VND (High: 3699.1289 / Low: 3557.5451). On the other end, October was the most stable month, with a tight range of 46.4041 VND (High: 3543.0433 / Low: 3496.6392).

April Spread (Volatile) ±141.5838

October Spread (Stable) ±46.4041

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 74.6312 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -74.6312

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 3716.9948) against the same month in 2020 (average: 3456.3839), the exchange rate shifted by +260.6109 (+7.54%).

2021 Avg (January) 3716.9948

2020 Avg (January) 3456.3839

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3777.8103	3683.3807	3716.9948
February	3714.8622	3634.9815	3675.2350
March	3662.9179	3575.7086	3618.1298
April	3699.1289	3557.5451	3640.2686
May	3758.8457	3674.0926	3721.0468
June	3751.2092	3650.6323	3694.2749
July	3648.4354	3590.5356	3624.7810
August	3647.2248	3555.6321	3587.9509
September	3613.6312	3515.4872	3577.8120
October	3543.0433	3496.6392	3515.4857
November	3508.4143	3378.0625	3440.8545
December	3466.1765	3405.6354	3444.2393