2022 HRK to VND Historical Review

YEARLY HIGH

3460.6282 VND

YEARLY LOW

3023.6369 VND

YEARLY AVERAGE

3271.9012 VND

2022 HRK to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 3460.6282. Conversely, the yearly low was recorded on September 27, dropping to 3023.6369.

This high-to-low spread represents a total annual volatility of 436.9914 VND. From a start-to-finish perspective, comparing the January average rate of 3416.2519 to the December average rate of 3338.6808, the exchange rate registered a net change of -2.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 3460.6282 was down 8.40% compared to the 2021 peak of 3777.8103, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 17,303,141 VND

2021 Average 18,021,786 VND

Yearly Trough Low 15,118,184 VND

Transaction Impact: A difference of 2,184,956.86 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

3455.2092

3081.4149

JanuMarcMayJulySeptNove

HRK to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3323.9201, compared to 3219.8823 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 104.0378 points.

H1 Avg (Jan–Jun) 3323.9201

H2 Avg (Jul–Dec) 3219.8823

Volatility Range Comparison

Volatility

The most volatile month in 2022 was October, with a trading range of 248.3090 VND (High: 3329.0010 / Low: 3080.6920). On the other end, February was the most stable month, with a tight range of 68.4225 VND (High: 3450.2194 / Low: 3381.7969).

October Spread (Volatile) ±248.3090

February Spread (Stable) ±68.4225

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 99.6453 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -99.6453

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 3416.2519) against the same month in 2021 (average: 3716.9948), the exchange rate shifted by -300.7429 (-8.09%).

2022 Avg (January) 3416.2519

2021 Avg (January) 3716.9948

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3460.6282	3349.2818	3416.2519
February	3450.2194	3381.7969	3424.0596
March	3368.0433	3283.8409	3324.4144
April	3336.7423	3184.9114	3278.3138
May	3306.2678	3186.6333	3239.7559
June	3310.6135	3212.2634	3260.7250
July	3236.3868	3121.2807	3170.6166
August	3213.1839	3097.4629	3153.3491
September	3166.3227	3023.6369	3112.5644
October	3329.0010	3080.6920	3177.8942
November	3433.2504	3216.1711	3366.1888
December	3421.9086	3290.0231	3338.6808